What is a mortgage survey primarily used to show?

A mortgage survey is primarily used to show property boundaries and building locations. This type of survey is crucial for lending institutions to ensure that the property being financed meets certain criteria, particularly regarding its boundaries. It provides detailed information about the physical layout of the property, including the location of any structures such as houses, garages, driveways, and fences relative to the property lines.

These details are essential because they help clarify ownership rights, prevent disputes over property lines, and ensure that any structures comply with local zoning laws. Mortgage surveys can also identify any encroachments, easements, or potential issues that could affect the property’s market value or the lender’s interest. This kind of precise mapping is fundamental for closing a real estate transaction, as it gives both the lender and the buyer confidence regarding the property's legal status.

Soil types and geological features, topographical details and contour lines, or regulatory compliance and zoning requirements are not the primary focus of a mortgage survey, making these options less relevant in this context.